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Adulting 101: Protecting Your Home In The Event Of The Unexpected

October 25, 2019

This post is sponsored by Country Financial®. All opinions are mine.

I’ve talked a lot about adulting this year with COUNTRY Financial. Sometimes we think of all this as boring or uncomfortable to think about, and I get it. When talking about insurance and technical parts of preparing and protecting your family and belongings, it can get confusing and daunting. That’s why I’m here to try and break it down into simpler messaging.

I’m a millennial parent in suburban America, just trying to learn the ropes of being an adult myself. My opinions and experiences are my own, but I hope you’ll get something out of them to take back into your own life.

I’ve had friends and family experience major setbacks and emergencies when it comes to their home. From floods to break-ins to fires, life is always ready to throw a curve-ball and we need to be as prepared as possible. While it’s unhealthy to obsess and worry about things we can’t control, it’s responsible to take precaution and do as much as we can with what we have.

Way back in the day, in a former life, I was licensed as a Health and Life insurance agent. We learned all about risk. My biggest takeaway was that we should all be doing everything we can to reduce risk in as many ways as possible. For your home, that might look like:

  • Ensuring all smoke alarms are functioning.
  • Making sure areas of your home that are vulnerable to weather are in good repair and reinforced.
  • Taking steps to ensure solid home security and doing what you can to be less of a target for vandalism or break-ins.

However, since we all know that much of life is completely out of our control, what do we do when the unexpected strikes?

In cases of weather emergencies, accidents, or crime related loss or damage- we can still be as prepared as possible by following a few other tips:

  • Keeping a home inventory to readily know what has been damaged or missing after an emergency. COUNTRY Financial offers some simple steps to get this done quickly!
  • Having an organized family plan that everyone has memorized for any catastrophe from a fire to a weather crisis.
  • Educating yourself on the options for insurance not only for your home itself, but also your life and your belongings.
  • Making sure to involve professionals when attempting any sort of DIY repair to your home. Some things (like electric work) can be dangerous and have little margin for error.

I know, I know. It’s never thrilling to read about worst case scenario, but it IS necessary. Almost everyone I’ve known who went through a disaster or emergency has confirmed that they wish they had been better prepared in one or more ways I mentioned in this post.

What can you do to prepare and protect your home?

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